Loan insurance and cosmetic surgery

by admin

Subscribe to a loan insurance 

Subscribe to a loan insurance 

While you are going to subscribe to a loan insurance, be careful to answer the medical questionnaire accurately. Otherwise, you may not be covered by your loan insurance contract in case of an accident of life.

To benefit from a real estate loan requires the subscription of a guarantee which will take care of the maturities of the credit in the event of death, invalidity or incapacity. In other words, the borrower insurance!

Health Questionnaire and Medical Form for Borrower

Health Questionnaire and Medical Form for Borrower

Have you had one or more cosmetic surgery ? Here is an example of a question from the borrower’s medical form that will have to be answered accurately and sincerely.

What the law says

The law obliges the borrower “to answer exactly the questions of the insurer, on the circumstances which are likely to make appreciate by the insurer the risks which it takes charge” (article L. 113-2 of the Code of the insurance). In case of misrepresentation, the insurer may not pay monthly installments in the event of a problem. Better to be vigilant and honest to complete the borrower medical form.

Health questionnaire for mortgage insurance after cosmetic surgery

Health questionnaire for mortgage insurance after cosmetic surgery

A quick reminder to answer the health insurance questionnaire or the medical insurance declaration form credit insurance

  • Do not lie by omission
    If you do not report an act of cosmetic surgery or treatment following a cosmetic surgery operation, or if you show bad faith, the insurance company will not pay the loss.
  • Ask a specialist for advice
    Ask for a copy of the health questionnaire and study it with your specialist loan insurance consultant, also ask your doctor to remind you of surgeries that you did not think… even aesthetic
  • Beware of false involuntary declaration
    Allergy, appendicitis, aesthetic surgical operation… nothing is to be forgotten, your sincerity is not enough to prevent the fall of the indémnisation on the part of the insurance company.

COMPARISON INSURANCE READY AESTHETIC SURGERY

COMPARISON INSURANCE READY AESTHETIC SURGERY

Our goal : to enable you to borrow with the best risk insurance for cosmetic surgery.

As a user of the multi-companies insurance-of-pret-not-expensive-comparator, you impartially compare the best proposals for loan coverage with risk of cosmetic surgery and can quickly receive the insurance quotes pretest cosmetic surgery that you are most advantageous.

  • Comparator insurance aesthetic surgery loan
  • Rate insurance aesthetic surgery loan
  • Quote insurance aesthetic surgery loan
  • Custom study insurance aesthetic surgery loan
  • Health questionnaire pret aesthetic surgery
  • Free reminder of a dedicated advisor

AERAS Convention

The AERAS (Insuring and Borrowing with Enhanced Health Risk) agreement allows borrowers with increased health risks to access insurance and loans more easily.

  • Learn more about the AERAS convention
  • Learn more about loan insurance with aggravated health risk
  • Contact a health risk consultant specialized in cosmetic surgery
  • Get an insurance quote for cosmetic surgery
  • Perform a comparative insurance insurance risk aesthetic surgery

 

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